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PM Surya Ghar: Muft Bijli Yojana

Energy📅 Verified & Updated: 2026-09-01
In Short: Get up to ₹78,000 government subsidy for installing rooftop solar panels and save up to 300 units of free electricity every month.

Official & Verified Information

Last verified by editorial team: 2026-09-01

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PM Surya Ghar: Muft Bijli YojanaAt a Glance (2026)
Scheme NamePM Surya Ghar: Muft Bijli Yojana
Category / SectorEnergy
Financial BenefitUp to ₹78,000 direct bank subsidy on rooftop solar installation + up to 300 units free monthly electricity.
Who Can ApplyAge: 18 to No upper limit yrs | Occupation: All | Category: All
Application ModeOnline Portal & Authorized Centers
Official Websitehttps://pmsuryaghar.gov.in/
✅ Ready to Apply?
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Key Highlights
  • Fixed Central Government subsidy: ₹30,000 for 1 kW, ₹60,000 for 2 kW, and ₹78,000 for 3 kW or higher systems.
  • Saves up to 300 units of electricity each month, drastically cutting monthly power bills.
  • Surplus electricity generated is exported to the grid for bill credits through net metering.
  • Collateral-free low-interest solar bank loans available through nationalized banks at around 7% interest.
  • Completely paperless, transparent registration and subsidy tracking via the official pmsuryaghar.gov.in portal.
📖 Overview & Objectives

PM Surya Ghar: Muft Bijli Yojana is the Government of India's flagship rooftop solar scheme launched to help 1 crore residential households generate their own clean solar power. The initiative provides a direct cash subsidy of up to ₹78,000 credited directly into the applicant's bank account, effectively giving families up to 300 units of free electricity every month and lowering their monthly power bills to almost zero.

Under the PM Surya Ghar scheme, residential consumers across all Indian states and Union Territories can set up on-grid solar power systems on their house roofs. The system connects to the local electricity grid through a bidirectional net meter. During daylight hours, your solar panels generate electricity to run your household appliances. Any surplus power produced is sent back to your local power distribution company (DISCOM), which gives you bill credits. The central government provides a fixed subsidy based on your installed solar capacity, paid directly to your bank account via Direct Benefit Transfer (DBT) within 30 days of system commissioning.

💰 Comprehensive Benefits

The financial benefits under PM Surya Ghar are structured clearly by plant capacity: 1. 1 kW Solar System: Eligible for ₹30,000 central subsidy. Suitable for small homes using 100–150 units of electricity per month. 2. 2 kW Solar System: Eligible for ₹60,000 central subsidy. Ideal for average households using 150–250 units monthly. 3. 3 kW and Above: Eligible for the maximum central subsidy cap of ₹78,000. Suitable for families consuming 250–400+ units monthly. In addition to the central subsidy, several state governments (such as Uttar Pradesh, Gujarat, Maharashtra, and Madhya Pradesh) provide additional state top-up subsidies ranging from ₹15,000 to ₹30,000. Consumers can also take advantage of special concessional rooftop solar loans from public sector banks with minimal margin money.

🎯 Eligibility Criteria

To be eligible for the PM Surya Ghar Muft Bijli Yojana, you must meet the following simple conditions: • The applicant must be an Indian citizen and have an active domestic (residential) electricity connection in their name. • You must possess a suitable roof with clear unshaded space (roughly 100 sq. ft. per 1 kW of solar capacity). • The rooftop solar connection must be for residential use only (commercial and industrial properties are not eligible under this residential subsidy window). • The applicant must not have claimed a central rooftop solar subsidy for the same residential property under any previous government scheme.

📋 Required Documents

Keep digital scans or clear photographs of the following documents ready before applying: 1. Recent Domestic Electricity Bill (issued within the last 2-3 months showing Consumer Account Number). 2. Aadhaar Card of the electricity connection holder. 3. Bank Account Passbook copy or Cancelled Cheque (the account must be Aadhaar-seeded for DBT). 4. Property ownership paper, latest property tax receipt, or municipal assessment copy. 5. Active mobile number registered with Aadhaar and power DISCOM.

  • Recent Electricity Bill (with Consumer / CA Number)
  • Aadhaar Card of the electricity connection holder
  • Bank Account Passbook / Cancelled Cheque (DBT linked)
  • Proof of Roof Ownership or Permission Certificate
  • Passport-size Photograph
  • Active Mobile Number linked with Aadhaar
📝 Step-by-Step Application Process

Applying for the PM Surya Ghar subsidy is done entirely online through 6 clear steps: Step 1 — Online Registration: Visit the official portal pmsuryaghar.gov.in, choose your State and Electricity Distribution Company (DISCOM), enter your Consumer Account Number, mobile number, and email. Step 2 — Submit Rooftop Application: Log in with your registered mobile number, fill in basic roof details, desired capacity (e.g., 2 kW or 3 kW), and upload your recent electricity bill copy. Step 3 — DISCOM Feasibility Approval: Your local DISCOM reviews the application online and grants Technical Feasibility approval. Step 4 — Installation by Registered Vendor: Once approved, select an authorized MNRE-registered solar vendor in your district to install the solar panels, inverter, and mounting structures. Step 5 — Net Metering & Inspection: After installation, submit the work completion details and vendor agreement on the portal. The DISCOM team installs the net meter and issues an official Commissioning Certificate. Step 6 — Subsidy in Bank Account: Submit your bank account details and upload a cancelled cheque on the portal. The subsidy amount (up to ₹78,000) is credited directly to your bank account via DBT within 30 days.

📅 Important Dates & Deadlines

The PM Surya Ghar scheme is currently open and accepting fresh applications nationwide. There is no strict last date, but early applicants receive faster vendor allotment and priority DISCOM net meter installations.

⚠️ Common Mistakes to Avoid

• Getting installation done through an unregistered local vendor instead of an MNRE-empaneled vendor listed on the national portal (unregistered vendor installations are strictly disqualified for subsidy). • Entering bank details that are not Aadhaar-seeded or providing an account in someone else's name. • Mismatch between the name on the electricity bill and the applicant's Aadhaar card without an electricity transfer update. • Installing non-DCR (Domestic Content Requirement) solar modules that do not comply with government subsidy norms.

Frequently Asked Questions (FAQs)
Q: How much total subsidy will I get for a 3 kW solar system?
A: For a 3 kW or higher residential rooftop solar system, you receive a maximum central financial assistance (CFA) subsidy of ₹78,000 directly in your bank account.
Q: Do I have to pay the full installation cost upfront?
A: Yes, you generally pay the agreed vendor cost or finance it via a low-interest solar bank loan. Once the net meter is installed and the commissioning certificate is generated on the portal, the government credits the subsidy amount directly to your bank account within 30 days.
Q: Can tenants or people living in rented houses apply?
A: The scheme requires roof rights and an electricity connection. If you are a tenant, you can only apply if you obtain written NOC / consent from the building owner and the electricity connection is in good standing.
Q: How much roof area is needed for a 2 kW solar setup?
A: A 2 kW solar setup typically requires approximately 180 to 200 square feet of shadow-free rooftop space.
💡 Tips for Faster Approval

Make sure your electricity consumer number matches exactly as printed on your latest power bill. Select an MNRE-empaneled vendor with high local customer ratings on the portal so that site inspection, net-metering paperwork, and commissioning reports are submitted without delay.

Official Government Portal Link

This information is verified from official Government of India sources. Always apply through official government portals.

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