Credit Guarantee Scheme for Micro & Small Enterprises (CGTMSE)
Collateral-free business loans up to ₹5 Crore for MSMEs with up to 85% credit guarantee backed by the Government of India and SIDBI.
Pradhan Mantri Mudra Yojana (PMMY)
Government scheme providing collateral-free institutional business loans up to ₹20 Lakhs across Shishu, Kishore, Tarun, and Tarun Plus categories for micro and small enterprises.
PM SVANidhi (Street Vendor's AtmaNirbhar Nidhi)
A micro-credit facility providing affordable working capital loans to street vendors to resume their livelihoods.
Prime Minister's Employment Generation Programme (PMEGP)
Government subsidized business loans up to ₹50 Lakh for manufacturing and ₹20 Lakh for services, offering 15% to 35% capital subsidy.
Stand-Up India Scheme for SC, ST & Women
Bank loans between ₹10 Lakh and ₹1 Crore for SC/ST and Women entrepreneurs to set up greenfield manufacturing, service, or trading enterprises.
Startup India Seed Fund Scheme (SISFS)
Government funding up to ₹20 Lakh in grants for prototype development and up to ₹50 Lakh in debt for scaling early-stage DPIIT startups.